Fizen

Fizen is a modern financial platform redefining digital payments in Europe, starting with Central and Eastern Europe (CEE). By combining Open Banking, blockchain, and AI, Fizen enables instant, fee-free Account-to-Account (A2A) payments, replacing the outdated, expensive 4-corner payment model with a direct, secure, and transparent system.

Instead of charging transaction fees, Fizen offers a predictable subscription model for businesses. In the next phase, we unlock real value by monetizing anonymized behavioral and transactional data through an AI-powered lead generation marketplace — helping merchants target high-intent buyers and grow their revenues.

With:

• 95%+ bank coverage in CEE

• A fully integrated API platform

• A mobile wallet for users

• A merchant terminal and payment gateway

• A stablecoin-ready infrastructure

Fizen is designed to scale into a comprehensive, regulated, and user-centric payment ecosystem — giving both users and businesses more control, better economics, and greater value from every transaction.