SWINTO

Swinto is a licensed Electronic Money Institution (EMI) regulated by the Central Bank of Kosovo, providing a fully digital financial ecosystem for individuals and businesses.

Our services include digital accounts, SEPA and SEPA Instant transfers, Visa card issuing, international payments, payment acceptance solutions, and digital financial management tools. As a Visa Principal Member, Swinto is focused on delivering modern payment infrastructure and innovative financial services through a mobile-first approach.

In addition to payments, Swinto is expanding into digital lending and Buy Now Pay Later (BNPL) solutions, enabling consumers to access fast and convenient financing directly through digital channels. The company currently serves more than 10,000 customers and continues to grow its presence in Kosovo.

At GITEX Europe, we are looking to connect with institutional funding partners, private credit funds, strategic investors, banking partners, and fintech ecosystem stakeholders interested in supporting the growth of digital financial services, lending, and BNPL solutions in Kosovo.