Yapi Kredi Technology

Yapı Kredi Bank (YKB) established in 1944 as Turkey’s first retail focused private bank. YKB’s network including more than 15,5 million mobile banking application users, more than 700 branches, approximately 16.000 employees and over 6.000 ATMS in addition to its rich content internet and mobile banking applications.

Yapı Kredi Technology (YKT) is the subsidiary of Yapı Kredi Bank, established in 2015 to deliver innovative products and solutions with high added value. The main functions carried out by YKT are to conduct research, development, technology transfer and technology commercialization activities mainly in software and informatics. YKT so far has developed various projects nationally and internationally funded (Horizon 2020, ITEA, and CELTİC NEXT etc.).

YKT develops artificial intelligence solutions for various problem domains such as Credit Risk Analysis, Operations Management, Financial Analysis. Solutions are based on Quantum Computing, Machine Learning, Natural Language Processing, Computer Vision Algorithms, Data Analysis and Analytics. Our products can;

·        solve complex problems with quantum computing technology to evaluate the large range of individual customers and commercial customers need’s as such credits, risks, loans.

·        understand risks & offer credit scores with using machine learning.

·        detect frauds such as signature recognition and verification applications with dynamic binary decisions using computer vision algorithms.

·        enable to create chatbots or virtual assistants for different sectors etc. 

·        extract and analyze information digitally and structurally from free- formatted documents with artificial intelligence applications developed by using natural language processing and machine learning technologies.

·        predict whether customers who get loans will have problems with their repayments in the future, and create early warnings with machine learning techniques.

YKT can provide technical and business experience in order to make an interconnection between different domains to create something bigger and innovative in finance and banking. YKT is open for partnership within the scope of the call on banking and finance applications’ domains and other cross-cutting technologies applicable to many industries. Possible partners are free to contact with us to design projects and use-case.