Access Australian secured private credit through direct, transaction-by-transaction participation with Espada Capital.

Espada Capital is an Australian private credit and structured lending firm providing family offices, private banks and institutional investors with access to directly originated, real-asset-backed credit opportunities across Australia.

Investment proposition

• Investors lend directly to the underlying Australian borrower rather than through an on-lending fund structure.
• Espada’s proprietary security architecture provides participating investors with beneficial rights to the underlying mortgage and associated security.
• Opportunities are independently assessed and structured on a transaction-by-transaction basis.
• Espada manages the full credit lifecycle including origination, structuring, due diligence, legal and security coordination, settlement, active loan management, investor reporting and repayment.
• Core secured transactions generally target investor returns of 8.5%–12% p.a., with select structured and special-situation opportunities targeting 18%–20% p.a., depending on risk, security ranking and tenor.
• Typical investment participation ranges from approximately A$2 million to A$20 million per transaction.

Established execution track record

Espada has delivered 100% of contracted investor returns across completed transactions to date, supported by disciplined underwriting, active local loan management and a focus on capital preservation.

Current and recurring opportunities span senior secured lending, structured credit, special situations, real estate, healthcare-related property, development, residual stock and selected real assets.

We are seeking long-term capital partners across Hong Kong, Mainland China and broader Asia who want repeat access to Australian private credit, rather than exposure to a blind-pool fund.

Qualified investors can meet directly with Espada’s Managing Partner to discuss investment mandate, target returns, security preferences and current transactions available for allocation.